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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,315 | $95,406-35.7% | $185,849-67.0% | $85,847-28.6% |
| Participation rate | 45.7% | 68.8%-23.1pp | 81.7%-36.1pp | 69.3%-23.7pp |
| Annual return | 17.50% | 23.59%-6.1pp | 122.10%-104.6pp | 318.61%-301.1pp |
| Employer contribution / active EE | $871 | $3,314-73.7% | $5,169-83.2% | $2,565-66.1% |
| Participant deferral / active EE | $2,118 | $3,424-38.1% | $5,569-62.0% | $3,952-46.4% |
| Admin fee / account holder | $248 | $7,214-96.6% | $16,244-98.5% | $6,261-96.0% |