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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,610 | $72,492-8.1% | $87,104-23.5% | $72,975-8.7% |
| Participation rate | 58.3% | 72.8%-14.5pp | 76.9%-18.5pp | 69.5%-11.2pp |
| Annual return | 26.13% | 24.46%+1.7pp | 28.19%-2.1pp | 81.01%-54.9pp |
| Employer contribution / active EE | $1,191 | $1,894-37.1% | $2,521-52.7% | $2,440-51.2% |
| Participant deferral / active EE | $3,292 | $3,270+0.7% | $4,048-18.7% | $3,608-8.7% |
| Admin fee / account holder | $200 | $5,055-96.0% | $7,491-97.3% | $5,124-96.1% |