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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,166 | $60,349-30.1% | $74,184-43.2% | $62,881-32.9% |
| Participation rate | 58.8% | 72.7%-13.9pp | 76.6%-17.8pp | 69.3%-10.5pp |
| Annual return | 7.94% | 21.38%-13.4pp | 17.74%-9.8pp | 20.14%-12.2pp |
| Employer contribution / active EE | $910 | $1,680-45.8% | $2,370-61.6% | $2,281-60.1% |
| Participant deferral / active EE | $2,755 | $2,856-3.5% | $3,550-22.4% | $3,203-14.0% |
| Admin fee / account holder | $665 | $4,261-84.4% | $5,586-88.1% | $4,296-84.5% |