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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,061 | $104,650-71.3% | $83,854-64.2% | $155,188-80.6% |
| Participation rate | 29.2% | 65.1%-35.9pp | 59.1%-29.9pp | 80.8%-51.6pp |
| Annual return | 18.05% | 28.97%-10.9pp | 31.39%-13.3pp | 148.84%-130.8pp |
| Employer contribution / active EE | $869 | $1,196-27.4% | $1,017-14.6% | $4,248-79.6% |
| Participant deferral / active EE | $1,919 | $2,367-18.9% | $2,035-5.7% | $6,531-70.6% |
| Admin fee / account holder | $199 | $3,518-94.4% | $3,197-93.8% | $14,480-98.6% |