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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,061 | $94,439-68.2% | $73,658-59.2% | $154,746-80.6% |
| Participation rate | 29.2% | 64.7%-35.5pp | 57.0%-27.9pp | 80.7%-51.5pp |
| Annual return | 18.05% | 28.25%-10.2pp | 29.72%-11.7pp | 172.34%-154.3pp |
| Employer contribution / active EE | $869 | $1,257-30.9% | $1,032-15.9% | $4,379-80.2% |
| Participant deferral / active EE | $1,919 | $2,527-24.1% | $2,062-6.9% | $6,730-71.5% |
| Admin fee / account holder | $199 | $3,843-94.8% | $3,357-94.1% | $14,365-98.6% |