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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,335 | $77,901+30.1% | $149,717-32.3% | $75,181+34.8% |
| Participation rate | 87.9% | 65.6%+22.3pp | 78.8%+9.1pp | 67.2%+20.7pp |
| Annual return | 12.35% | 31.73%-19.4pp | 134.41%-122.1pp | 160.69%-148.3pp |
| Employer contribution / active EE | $854 | $3,137-72.8% | $4,820-82.3% | $2,671-68.0% |
| Participant deferral / active EE | $3,863 | $3,411+13.3% | $5,682-32.0% | $4,126-6.4% |
| Admin fee / account holder | $94,579 | $5,949+1489.8% | $13,213+615.8% | $5,650+1574.0% |