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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,129 | $183,592-71.6% | $155,574-66.5% | $145,877-64.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 15.01% | 61.37%-46.4pp | 64.87%-49.9pp | 551.28%-536.3pp |
| Employer contribution / active EE | $5,883 | $5,317+10.7% | $4,676+25.8% | $4,663+26.2% |
| Participant deferral / active EE | $8,473 | $6,466+31.0% | $5,629+50.5% | $6,691+26.6% |
| Admin fee / account holder | $13,029 | $19,316-32.5% | $15,914-18.1% | $13,402-2.8% |