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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,581 | $217,432-57.4% | $185,849-50.2% | $167,536-44.7% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 17.15% | 148.42%-131.3pp | 122.10%-104.9pp | 478.82%-461.7pp |
| Employer contribution / active EE | $6,895 | $5,875+17.4% | $5,169+33.4% | $4,839+42.5% |
| Participant deferral / active EE | $9,196 | $6,357+44.6% | $5,569+65.1% | $6,342+45.0% |
| Admin fee / account holder | $2,166 | $19,818-89.1% | $16,244-86.7% | $12,315-82.4% |