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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,540 | $73,863-38.3% | $143,797-68.3% | $68,490-33.5% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -20.43% | 0.91%-21.3pp | -0.04%-20.4pp | -7.85%-12.6pp |
| Employer contribution / active EE | $1,830 | $3,185-42.5% | $4,952-63.0% | $2,597-29.5% |
| Participant deferral / active EE | $4,417 | $3,385+30.5% | $5,638-21.7% | $4,028+9.7% |
| Admin fee / account holder | $686 | $5,756-88.1% | $14,679-95.3% | $5,403-87.3% |