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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,873 | $167,352-53.5% | $143,788-45.8% | $134,509-42.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -17.56% | 0.47%-18.0pp | -0.03%-17.5pp | 418.13%-435.7pp |
| Employer contribution / active EE | $0 | $5,620-100.0% | $4,952-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $6,574 | $6,447+2.0% | $5,638+16.6% | $6,400+2.7% |
| Admin fee / account holder | $2,356 | $18,091-87.0% | $14,675-83.9% | $11,427-79.4% |