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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,990 | $76,551-6.0% | $123,894-41.9% | $62,881+14.5% |
| Participation rate | 89.5% | 73.0%+16.5pp | 81.4%+8.1pp | 69.3%+20.2pp |
| Annual return | 6.82% | 18.68%-11.9pp | 47.52%-40.7pp | 20.14%-13.3pp |
| Employer contribution / active EE | $1,965 | $2,882-31.8% | $4,617-57.4% | $2,281-13.9% |
| Participant deferral / active EE | $3,956 | $4,840-18.3% | $5,984-33.9% | $3,203+23.5% |
| Admin fee / account holder | $3,662 | $4,826-24.1% | $8,357-56.2% | $4,296-14.8% |