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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,394 | $48,364-2.0% | $71,796-34.0% | $62,881-24.6% |
| Participation rate | 68.3% | 60.6%+7.7pp | 69.1%-0.8pp | 69.3%-1.0pp |
| Annual return | 0.00% | 13.16%-13.2pp | 78.04%-78.0pp | 20.14%-20.1pp |
| Employer contribution / active EE | $1,680 | $1,042+61.3% | $1,924-12.7% | $2,281-26.3% |
| Participant deferral / active EE | $2,101 | $2,091+0.5% | $2,794-24.8% | $3,203-34.4% |
| Admin fee / account holder | $48 | $3,771-98.7% | $4,815-99.0% | $4,296-98.9% |