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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,883 | $77,908+71.8% | $149,696-10.6% | $75,173+78.1% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 11.03% | 31.73%-20.7pp | 134.46%-123.4pp | 160.72%-149.7pp |
| Employer contribution / active EE | $6,187 | $3,138+97.2% | $4,821+28.3% | $2,671+131.6% |
| Participant deferral / active EE | $5,162 | $3,411+51.3% | $5,682-9.2% | $4,126+25.1% |
| Admin fee / account holder | $68,822 | $5,950+1056.7% | $13,212+420.9% | $5,651+1118.0% |