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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,864 | $159,978-22.6% | $147,041-15.8% | $145,978-15.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 16.66% | 98.36%-81.7pp | 419.21%-402.5pp | 550.52%-533.9pp |
| Employer contribution / active EE | $3,530 | $5,288-33.2% | $4,935-28.5% | $4,662-24.3% |
| Participant deferral / active EE | $18,272 | $8,429+116.8% | $8,071+126.4% | $6,690+173.1% |
| Admin fee / account holder | $7,761 | $15,053-48.4% | $13,006-40.3% | $13,400-42.1% |