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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,499 | $72,177-68.8% | $115,038-80.4% | $59,633-62.3% |
| Participation rate | 44.4% | 72.6%-28.1pp | 81.4%-36.9pp | 68.7%-24.2pp |
| Annual return | -4.02% | 12.02%-16.0pp | 26.14%-30.2pp | 2041.45%-2045.5pp |
| Employer contribution / active EE | $1,447 | $2,841-49.1% | $4,608-68.6% | $2,203-34.3% |
| Participant deferral / active EE | $2,859 | $4,783-40.2% | $6,026-52.6% | $3,192-10.4% |
| Admin fee / account holder | $8 | $4,927-99.8% | $8,175-99.9% | $4,297-99.8% |