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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,109 | $181,896+12.8% | $156,551+31.0% | $273,972-25.1% |
| Participation rate | 80.0% | 88.4%-8.4pp | 84.0%-4.0pp | 83.0%-3.0pp |
| Annual return | 6.10% | 30.74%-24.6pp | 32.23%-26.1pp | 41.46%-35.4pp |
| Employer contribution / active EE | $13,964 | $6,248+123.5% | $5,501+153.8% | $4,869+186.8% |
| Participant deferral / active EE | $0 | $5,550-100.0% | $4,871-100.0% | $5,287-100.0% |
| Admin fee / account holder | $4,637 | $15,560-70.2% | $13,028-64.4% | $10,133-54.2% |