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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,912 | $110,093-11.1% | $97,295+0.6% | $145,897-32.9% |
| Participation rate | 75.0% | 75.9%-0.9pp | 72.7%+2.3pp | 80.3%-5.3pp |
| Annual return | 7.64% | 244.76%-237.1pp | 75.62%-68.0pp | 552.29%-544.6pp |
| Employer contribution / active EE | $1,951 | $3,077-36.6% | $2,723-28.4% | $4,663-58.2% |
| Participant deferral / active EE | $8,736 | $4,678+86.8% | $4,264+104.9% | $6,689+30.6% |
| Admin fee / account holder | $3,430 | $6,212-44.8% | $5,646-39.3% | $13,390-74.4% |