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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,454 | $201,372+72.5% | $184,260+88.6% | $145,884+138.2% |
| Participation rate | 71.4% | 87.5%-16.1pp | 86.8%-15.4pp | 80.3%-8.9pp |
| Annual return | 15.30% | 29.04%-13.7pp | 28.84%-13.5pp | 551.85%-536.5pp |
| Employer contribution / active EE | $2,857 | $7,024-59.3% | $6,427-55.5% | $4,662-38.7% |
| Participant deferral / active EE | $6,237 | $9,808-36.4% | $9,133-31.7% | $6,690-6.8% |
| Admin fee / account holder | $358 | $16,362-97.8% | $13,898-97.4% | $13,392-97.3% |