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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $397,453 | $167,533+137.2% | $151,645+162.1% | $134,545+195.4% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -17.86% | 7.81%-25.7pp | 3.34%-21.2pp | 418.37%-436.2pp |
| Employer contribution / active EE | $8,333 | $6,828+22.0% | $6,165+35.2% | $4,742+75.8% |
| Participant deferral / active EE | $14,091 | $8,985+56.8% | $8,363+68.5% | $6,401+120.1% |
| Admin fee / account holder | $5,629 | $13,781-59.2% | $11,614-51.5% | $11,431-50.8% |