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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,759 | $46,732-51.3% | $156,551-85.5% | $55,167-58.7% |
| Participation rate | 69.0% | 65.8%+3.2pp | 84.0%-15.0pp | 69.0%0pp |
| Annual return | 11.19% | 17.72%-6.5pp | 32.23%-21.0pp | 169.23%-158.0pp |
| Employer contribution / active EE | $1,369 | $2,105-34.9% | $5,501-75.1% | $1,963-30.2% |
| Participant deferral / active EE | $1,899 | $2,204-13.9% | $4,871-61.0% | $3,054-37.8% |
| Admin fee / account holder | $4,843 | $418+1057.5% | $13,028-62.8% | $504+861.0% |