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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,437 | $75,832-67.8% | $147,618-83.4% | $59,633-59.0% |
| Participation rate | 61.5% | 71.6%-10.0pp | 84.6%-23.1pp | 68.7%-7.1pp |
| Annual return | -1.88% | 0.37%-2.3pp | 61.98%-63.9pp | 2041.40%-2043.3pp |
| Employer contribution / active EE | $1,677 | $3,485-51.9% | $5,565-69.9% | $2,203-23.9% |
| Participant deferral / active EE | $2,433 | $3,131-22.3% | $4,895-50.3% | $3,192-23.8% |
| Admin fee / account holder | $6,551 | $5,986+9.5% | $11,612-43.6% | $4,297+52.5% |