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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,051 | $102,635-82.4% | $86,209-79.1% | $139,456-87.1% |
| Participation rate | 86.4% | 74.5%+11.9pp | 69.0%+17.4pp | 80.3%+6.0pp |
| Annual return | 17.13% | 1923.53%-1906.4pp | 1169.05%-1151.9pp | 373.45%-356.3pp |
| Employer contribution / active EE | $4,286 | $3,034+41.3% | $2,381+80.0% | $4,753-9.8% |
| Participant deferral / active EE | $4,409 | $4,677-5.7% | $3,986+10.6% | $6,711-34.3% |
| Admin fee / account holder | $368 | $8,661-95.8% | $6,853-94.6% | $11,407-96.8% |