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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,967 | $112,112+42.7% | $95,956+66.7% | $158,950+0.6% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 30.32% | 171.15%-140.8pp | 91.63%-61.3pp | 302.91%-272.6pp |
| Employer contribution / active EE | $9,782 | $3,199+205.8% | $2,541+285.0% | $4,762+105.4% |
| Participant deferral / active EE | $7,608 | $4,784+59.0% | $4,167+82.6% | $5,983+27.2% |
| Admin fee / account holder | $744 | $10,134-92.7% | $6,797-89.0% | $11,248-93.4% |