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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,661 | $197,637-52.6% | $177,848-47.3% | $158,982-41.1% |
| Participation rate | 71.4% | 88.5%-17.1pp | 87.7%-16.3pp | 82.0%-10.5pp |
| Annual return | 0.81% | 58.77%-58.0pp | 48.33%-47.5pp | 302.99%-302.2pp |
| Employer contribution / active EE | $1,383 | $6,698-79.4% | $5,919-76.6% | $4,763-71.0% |
| Participant deferral / active EE | $3,377 | $8,405-59.8% | $7,714-56.2% | $5,983-43.6% |
| Admin fee / account holder | $18,826 | $15,406+22.2% | $12,431+51.4% | $11,252+67.3% |