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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,719 | $171,867-43.7% | $149,721-35.4% | $147,586-34.5% |
| Participation rate | 78.6% | 88.2%-9.6pp | 87.1%-8.5pp | 82.8%-4.3pp |
| Annual return | 17.27% | 2113.36%-2096.1pp | 1501.67%-1484.4pp | 578.59%-561.3pp |
| Employer contribution / active EE | $1,312 | $6,275-79.1% | $5,444-75.9% | $4,876-73.1% |
| Participant deferral / active EE | $2,698 | $7,270-62.9% | $6,568-58.9% | $5,439-50.4% |
| Admin fee / account holder | $7,723 | $13,799-44.0% | $11,282-31.6% | $10,886-29.1% |