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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,746 | $201,370-34.1% | $184,256-28.0% | $145,897-9.0% |
| Participation rate | 66.7% | 87.5%-20.8pp | 86.8%-20.2pp | 80.3%-13.6pp |
| Annual return | 19.80% | 29.05%-9.3pp | 28.85%-9.0pp | 552.29%-532.5pp |
| Employer contribution / active EE | $2,048 | $7,024-70.8% | $6,427-68.1% | $4,663-56.1% |
| Participant deferral / active EE | $6,566 | $9,808-33.0% | $9,133-28.1% | $6,689-1.8% |
| Admin fee / account holder | $23 | $16,364-99.9% | $13,899-99.8% | $13,390-99.8% |