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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,397 | $82,630+3.3% | $64,105+33.2% | $125,389-31.9% |
| Participation rate | 100.0% | 75.9%+24.1pp | 68.2%+31.8pp | 83.2%+16.8pp |
| Annual return | 0.68% | 1489.72%-1489.0pp | 791.24%-790.6pp | 282.24%-281.6pp |
| Employer contribution / active EE | $2,050 | $2,671-23.3% | $1,820+12.6% | $4,866-57.9% |
| Participant deferral / active EE | $4,608 | $3,608+27.7% | $2,822+63.3% | $5,352-13.9% |
| Admin fee / account holder | $4,748 | $6,382-25.6% | $4,499+5.5% | $9,541-50.2% |