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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,809 | $172,111-56.5% | $150,298-50.2% | $137,256-45.5% |
| Participation rate | 94.7% | 81.7%+13.0pp | 77.8%+17.0pp | 80.0%+14.8pp |
| Annual return | 19.42% | 69.37%-50.0pp | 62.79%-43.4pp | 220.34%-200.9pp |
| Employer contribution / active EE | $2,536 | $4,636-45.3% | $4,154-39.0% | $4,156-39.0% |
| Participant deferral / active EE | $4,362 | $6,166-29.3% | $5,453-20.0% | $6,407-31.9% |
| Admin fee / account holder | $1,693 | $16,471-89.7% | $14,116-88.0% | $12,270-86.2% |