Filed October 18, 2004
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $146,792 |
Filed as: FIDUCIARY FIRST LLC Service code 27 · EIN 20-5582309 | Advisory (Plan) | $85,606 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Opinion is qualified - a specific issue limited the scope or accuracy of the audit.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,219 | $44,989+40.5% | $170,435-62.9% | $77,958-18.9% |
| Participation rate | 57.8% | 64.6%-6.8pp | 83.6%-25.8pp | 71.6%-13.9pp |
| Annual return | 17.25% | 19.61%-2.4pp | 205.94%-188.7pp | 20.87%-3.6pp |
| Employer contribution / active EE | $1,728 | $1,466+17.8% | $5,432-68.2% | $2,310-25.2% |
| Participant deferral / active EE | $2,532 | $2,208+14.7% | $4,939-48.7% | $3,537-28.4% |
| Admin fee / account holder | $121 | $69+75.5% | $13,881-99.1% | $97+24.3% |