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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,201 | $70,366+86.5% | $66,674+96.8% | $138,895-5.5% |
| Participation rate | 68.8% | 76.2%-7.4pp | 73.7%-4.9pp | 79.9%-11.2pp |
| Annual return | 17.72% | 386.41%-368.7pp | 321.24%-303.5pp | 145.39%-127.7pp |
| Employer contribution / active EE | $2,701 | $2,765-2.3% | $2,620+3.1% | $4,194-35.6% |
| Participant deferral / active EE | $7,704 | $4,374+76.1% | $4,084+88.6% | $6,396+20.4% |
| Admin fee / account holder | $1,479 | $5,262-71.9% | $5,098-71.0% | $12,562-88.2% |