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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,033 | $107,368-36.6% | $92,915-26.8% | $152,909-55.5% |
| Participation rate | 75.0% | 79.8%-4.8pp | 76.0%-1.0pp | 82.5%-7.5pp |
| Annual return | 19.21% | 145.64%-126.4pp | 109.45%-90.2pp | 345.46%-326.3pp |
| Employer contribution / active EE | $1,774 | $4,222-58.0% | $3,653-51.4% | $4,764-62.8% |
| Participant deferral / active EE | $7,034 | $4,848+45.1% | $4,238+66.0% | $5,851+20.2% |
| Admin fee / account holder | $371 | $7,082-94.8% | $5,796-93.6% | $11,601-96.8% |