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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,812 | $97,732-48.0% | $83,831-39.4% | $135,380-62.5% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -6.47% | 1287.56%-1294.0pp | 850.99%-857.5pp | 519.81%-526.3pp |
| Employer contribution / active EE | $1,579 | $4,222-62.6% | $3,631-56.5% | $4,779-67.0% |
| Participant deferral / active EE | $7,174 | $4,683+53.2% | $4,082+75.7% | $5,609+27.9% |
| Admin fee / account holder | $13,131 | $6,675+96.7% | $5,479+139.7% | $10,828+21.3% |