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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,200 | $67,411-22.6% | $91,004-42.6% | $70,126-25.6% |
| Participation rate | 58.4% | 71.4%-12.9pp | 75.6%-17.2pp | 69.5%-11.1pp |
| Annual return | 16.60% | -40.16%+56.8pp | 4.60%+12.0pp | 73.15%-56.6pp |
| Employer contribution / active EE | $1,160 | $1,786-35.0% | $2,456-52.8% | $2,343-50.5% |
| Participant deferral / active EE | $2,200 | $2,823-22.1% | $3,548-38.0% | $3,332-34.0% |
| Admin fee / account holder | $522 | $4,236-87.7% | $5,417-90.4% | $4,645-88.8% |