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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,948 | $113,339-80.6% | $94,993-76.9% | $147,585-85.1% |
| Participation rate | 100.0% | 78.0%+22.0pp | 73.9%+26.1pp | 82.8%+17.2pp |
| Annual return | 11.19% | 20.77%-9.6pp | 27.12%-15.9pp | 578.57%-567.4pp |
| Employer contribution / active EE | $2,500 | $3,160-20.9% | $2,603-4.0% | $4,876-48.7% |
| Participant deferral / active EE | $2,555 | $3,777-32.4% | $3,317-23.0% | $5,439-53.0% |
| Admin fee / account holder | $1,361 | $6,063-77.5% | $4,960-72.6% | $10,885-87.5% |