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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,129 | $75,962-18.2% | $154,108-59.7% | $64,173-3.2% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -9.36% | 30.32%-39.7pp | 735.21%-744.6pp | 7.63%-17.0pp |
| Employer contribution / active EE | $3,446 | $3,350+2.9% | $5,298-35.0% | $2,381+44.7% |
| Participant deferral / active EE | $4,005 | $3,175+26.2% | $5,081-21.2% | $3,470+15.4% |
| Admin fee / account holder | $758 | $5,589-86.4% | $13,411-94.3% | $4,887-84.5% |