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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,385 | $84,236-49.7% | $170,439-75.1% | $70,124-39.6% |
| Participation rate | 85.2% | 70.8%+14.4pp | 83.6%+1.6pp | 69.5%+15.6pp |
| Annual return | 10.61% | 23.06%-12.4pp | 205.94%-195.3pp | 73.14%-62.5pp |
| Employer contribution / active EE | $1,616 | $3,387-52.3% | $5,433-70.3% | $2,342-31.0% |
| Participant deferral / active EE | $3,242 | $3,086+5.1% | $4,939-34.4% | $3,332-2.7% |
| Admin fee / account holder | $14,667 | $5,698+157.4% | $13,881+5.7% | $4,645+215.7% |