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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,449 | $183,516-71.4% | $155,534-66.3% | $145,884-64.0% |
| Participation rate | 42.9% | 82.7%-39.8pp | 78.2%-35.4pp | 80.3%-37.4pp |
| Annual return | 17.40% | 61.43%-44.0pp | 64.92%-47.5pp | 551.85%-534.4pp |
| Employer contribution / active EE | $2,228 | $5,315-58.1% | $4,675-52.3% | $4,662-52.2% |
| Participant deferral / active EE | $8,454 | $6,467+30.7% | $5,630+50.1% | $6,690+26.4% |
| Admin fee / account holder | $454 | $19,293-97.6% | $15,900-97.1% | $13,392-96.6% |