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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,339 | $95,406-63.0% | $185,849-81.0% | $85,847-58.8% |
| Participation rate | 50.0% | 68.8%-18.8pp | 81.7%-31.7pp | 69.3%-19.3pp |
| Annual return | 16.78% | 23.59%-6.8pp | 122.10%-105.3pp | 318.61%-301.8pp |
| Employer contribution / active EE | $851 | $3,314-74.3% | $5,169-83.5% | $2,565-66.8% |
| Participant deferral / active EE | $2,057 | $3,424-39.9% | $5,569-63.1% | $3,952-48.0% |
| Admin fee / account holder | $401 | $7,214-94.4% | $16,244-97.5% | $6,261-93.6% |