Retirement plan

JAMES, HOUSE, SWANN & DOWNING, P.A. 401(K) PLAN

Name: JAMES, HOUSE, SWANN & DOWNING, P.A. - JAMES, HOUSE, SWANN & DOWNING, P.A. 401(K) PLAN (2021) Form 5500
Creator: JAMES, HOUSE, SWANN & DOWNING, P.A.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, JAMES, HOUSE, SWANN & DOWNING, P.A. 401(K) PLAN, JAMES, HOUSE, SWANN & DOWNING, P.A.

JAMES, HOUSE, SWANN & DOWNING, P.A.EIN 71-0548911Plan #004PY 2021

801 W 3RD ST, P.O. BOX 3585 - LITTLE ROCK, AR 722033585501-372-6555jamesandhouse.comLinkedIn1-10 employeeslaw practice

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$338K

+51.6% from 2020

Total participants

+50.0% from 2020

Average account balance

$56,368

+1.1% from 2020

Annual return

12.90%

-11.49 pp from 2020

Benchmarks

See 126,102 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort126,102 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.05M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$150K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

140.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$139K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$28K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.22%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2J2R3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$56,368

$176,105-68.0%

$159,474-64.7%

$167,536-66.4%

Participation rate

62.5%

85.0%-22.5pp

82.8%-20.3pp

82.1%-19.6pp

Annual return

12.90%

331.91%-319.0pp

263.68%-250.8pp

478.82%-465.9pp

Employer contribution / active EE

$3,624

$5,299-31.6%

$4,831-25.0%

$4,839-25.1%

Participant deferral / active EE

$7,166

$7,751-7.6%

$7,353-2.6%

$6,342+13.0%

Admin fee / account holder

$12,559-100.0%

$10,802-100.0%

$12,315-100.0%

JAMES, HOUSE, SWANN & DOWNING, P.A. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

JAMES, HOUSE, SWANN & DOWNING, P.A. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Audit opinion

Benchmarks

Service providers

Opportunity flags

Audit opinion