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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $362,074 | $167,352+116.4% | $143,788+151.8% | $134,509+169.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -10.89% | 0.47%-11.4pp | -0.03%-10.9pp | 418.13%-429.0pp |
| Employer contribution / active EE | $4,839 | $5,620-13.9% | $4,952-2.3% | $4,741+2.1% |
| Participant deferral / active EE | $2,661 | $6,447-58.7% | $5,638-52.8% | $6,400-58.4% |
| Admin fee / account holder | $7,921 | $18,091-56.2% | $14,675-46.0% | $11,427-30.7% |