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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,880 | $117,433-44.8% | $99,475-34.8% | $152,897-57.6% |
| Participation rate | 58.8% | 77.5%-18.7pp | 73.8%-15.0pp | 82.5%-23.6pp |
| Annual return | 38.34% | 31.87%+6.5pp | 30.72%+7.6pp | 345.43%-307.1pp |
| Employer contribution / active EE | $1,206 | $3,013-60.0% | $2,540-52.5% | $4,764-74.7% |
| Participant deferral / active EE | $3,722 | $4,086-8.9% | $3,619+2.9% | $5,851-36.4% |
| Admin fee / account holder | $778 | $7,634-89.8% | $6,252-87.6% | $11,599-93.3% |