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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,903 | $217,432+14.0% | $185,849+33.4% | $167,536+48.0% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 15.50% | 148.42%-132.9pp | 122.10%-106.6pp | 478.82%-463.3pp |
| Employer contribution / active EE | $6,963 | $5,875+18.5% | $5,169+34.7% | $4,839+43.9% |
| Participant deferral / active EE | $8,860 | $6,357+39.4% | $5,569+59.1% | $6,342+39.7% |
| Admin fee / account holder | $391 | $19,818-98.0% | $16,244-97.6% | $12,315-96.8% |