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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,336 | $209,422-13.9% | $178,503+1.0% | $158,982+13.4% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 14.91% | 188.81%-173.9pp | 151.12%-136.2pp | 302.99%-288.1pp |
| Employer contribution / active EE | $7,406 | $5,707+29.8% | $5,011+47.8% | $4,763+55.5% |
| Participant deferral / active EE | $4,764 | $5,955-20.0% | $5,202-8.4% | $5,983-20.4% |
| Admin fee / account holder | $14,230 | $17,079-16.7% | $13,987+1.7% | $11,252+26.5% |