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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,456 | $88,754-26.2% | $81,820-20.0% | $145,877-55.1% |
| Participation rate | 81.8% | 75.1%+6.7pp | 72.4%+9.4pp | 80.3%+1.5pp |
| Annual return | 64.65% | 1031.77%-967.1pp | 777.93%-713.3pp | 551.28%-486.6pp |
| Employer contribution / active EE | $1,642 | $3,085-46.8% | $2,915-43.7% | $4,663-64.8% |
| Participant deferral / active EE | $1,801 | $4,648-61.2% | $4,323-58.3% | $6,691-73.1% |
| Admin fee / account holder | $641 | $8,424-92.4% | $7,391-91.3% | $13,402-95.2% |