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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,444 | $96,678-57.1% | $86,640-52.2% | $139,466-70.3% |
| Participation rate | 90.0% | 74.4%+15.6pp | 71.7%+18.3pp | 80.3%+9.7pp |
| Annual return | 15.67% | 106.69%-91.0pp | 592.52%-576.8pp | 373.66%-358.0pp |
| Employer contribution / active EE | $1,702 | $3,265-47.9% | $3,024-43.7% | $4,754-64.2% |
| Participant deferral / active EE | $2,607 | $4,837-46.1% | $4,438-41.3% | $6,712-61.2% |
| Admin fee / account holder | $783 | $6,410-87.8% | $5,616-86.1% | $11,409-93.1% |