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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,456 | $88,815-26.3% | $81,882-20.1% | $145,897-55.1% |
| Participation rate | 81.8% | 75.1%+6.7pp | 72.4%+9.4pp | 80.3%+1.5pp |
| Annual return | 64.65% | 1033.75%-969.1pp | 779.47%-714.8pp | 552.29%-487.6pp |
| Employer contribution / active EE | $1,642 | $3,086-46.8% | $2,916-43.7% | $4,663-64.8% |
| Participant deferral / active EE | $1,801 | $4,647-61.2% | $4,323-58.3% | $6,689-73.1% |
| Admin fee / account holder | $641 | $8,434-92.4% | $7,360-91.3% | $13,390-95.2% |