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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,456 | $88,710-26.2% | $81,783-20.0% | $145,959-55.2% |
| Participation rate | 81.8% | 75.0%+6.8pp | 72.4%+9.5pp | 80.3%+1.5pp |
| Annual return | 64.65% | 1027.26%-962.6pp | 775.05%-710.4pp | 561.95%-497.3pp |
| Employer contribution / active EE | $1,642 | $3,083-46.7% | $2,913-43.6% | $4,661-64.8% |
| Participant deferral / active EE | $1,801 | $4,645-61.2% | $4,320-58.3% | $6,689-73.1% |
| Admin fee / account holder | $641 | $8,407-92.4% | $7,380-91.3% | $13,398-95.2% |