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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,168 | $149,679+57.1% | $117,039+100.9% | $147,586+59.3% |
| Participation rate | 100.0% | 83.5%+16.5pp | 77.2%+22.8pp | 82.8%+17.2pp |
| Annual return | 3.74% | 19.31%-15.6pp | 18.95%-15.2pp | 578.59%-574.9pp |
| Employer contribution / active EE | $4,905 | $4,937-0.6% | $3,785+29.6% | $4,876+0.6% |
| Participant deferral / active EE | $3,929 | $4,912-20.0% | $3,9290% | $5,439-27.8% |
| Admin fee / account holder | $8,387 | $7,856+6.8% | $5,974+40.4% | $10,886-23.0% |