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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,786 | $136,307+85.5% | $106,619+137.1% | $273,972-7.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 78.0%+22.0pp | 83.0%+17.0pp |
| Annual return | 5.19% | 11.05%-5.9pp | 9.42%-4.2pp | 41.46%-36.3pp |
| Employer contribution / active EE | $4,215 | $5,190-18.8% | $3,947+6.8% | $4,869-13.4% |
| Participant deferral / active EE | $3,875 | $4,969-22.0% | $3,930-1.4% | $5,287-26.7% |
| Admin fee / account holder | $38,101 | $8,625+341.8% | $6,418+493.6% | $10,133+276.0% |