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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,236 | $177,156-19.1% | $147,027-2.6% | $154,746-7.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 73.7%+26.3pp | 80.7%+19.3pp |
| Annual return | 8.59% | 21.94%-13.3pp | 20.23%-11.6pp | 172.34%-163.8pp |
| Employer contribution / active EE | $3,489 | $4,336-19.5% | $3,626-3.8% | $4,379-20.3% |
| Participant deferral / active EE | $1,137 | $5,797-80.4% | $4,933-77.0% | $6,730-83.1% |
| Admin fee / account holder | $7,570 | $14,904-49.2% | $12,223-38.1% | $14,365-47.3% |