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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,917 | $69,977-84.4% | $108,582-89.9% | $62,881-82.6% |
| Participation rate | 64.1% | 72.9%-8.8pp | 79.6%-15.5pp | 69.3%-5.2pp |
| Annual return | 13.41% | 10.73%+2.7pp | -51.70%+65.1pp | 20.14%-6.7pp |
| Employer contribution / active EE | $873 | $2,135-59.1% | $3,758-76.8% | $2,281-61.7% |
| Participant deferral / active EE | $1,719 | $3,165-45.7% | $4,311-60.1% | $3,203-46.3% |
| Admin fee / account holder | $93 | $5,076-98.2% | $7,645-98.8% | $4,296-97.8% |