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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,758 | $112,935-74.5% | $90,970-68.4% | $158,966-81.9% |
| Participation rate | 64.7% | 74.7%-10.0pp | 69.0%-4.3pp | 82.0%-17.3pp |
| Annual return | 16.07% | 215.79%-199.7pp | 134.58%-118.5pp | 302.95%-286.9pp |
| Employer contribution / active EE | $1,086 | $2,895-62.5% | $2,122-48.8% | $4,762-77.2% |
| Participant deferral / active EE | $1,316 | $4,129-68.1% | $3,373-61.0% | $5,983-78.0% |
| Admin fee / account holder | $1,424 | $8,045-82.3% | $5,960-76.1% | $11,250-87.3% |